Effective Date: 26-07-2025
Thank you for using Spend Ledger – your personal expense tracker. This Privacy Policy explains how we collect, use, and protect your personal data when you use the app.
By using Spend Ledger, you agree to this policy and our data practices.
- Information We Collect
To provide the best experience, Spend Ledger may collect the following data:
a. Personal Information
Name
Email address
Password (stored securely using encryption)
b. Expense Data
Expense entries (amount, category, date, notes)
Budgeting and financial goals
Attachments (optional images or receipts)
c. Device Information
Device model and OS (used only for crash analytics or debugging)
- How We Use Your Data
We use your information to:
Let you create and manage an account
Store and organize your expense data
Provide backup and sync features (if applicable)
Improve app performance and support
We do not use your data for advertising or marketing without your consent.
- Data Storage and Security
All sensitive data is stored securely with encryption.
Passwords are hashed and never stored in readable form.
If cloud sync is enabled, your data is stored securely on encrypted servers.
- Data Sharing and Disclosure
Spend Ledger does not sell or rent your personal data.
We may share your data only:
With your explicit permission
For legal obligations (e.g., court order)
With service providers (e.g., cloud backup or analytics) under strict data protection agreements
- Your Rights
You can:
Access and update your personal info at any time
Delete your account and data permanently
Export your data (if supported)
These options are available inside the app or by contacting us directly.
- Data Retention
We retain your data as long as your account is active. Upon account deletion, all associated data will be removed from our servers within a reasonable period. - Children’s Privacy
Spend Ledger is not designed for children under 13. We do not knowingly collect data from children. - Changes to This Policy
We may update this Privacy Policy to reflect improvements or legal changes. You will be notified via in-app message or email if required. - Contact Us
If you have any questions about your privacy or this policy, reach out to us at:
📧 info@spendledger.com